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"Adding someone to a deed" means transferring ownership to that person. Go back to your county recorders office to get the deed recorded so it becomes part of the official property record. Then, sign the completed form in the presence of a notary before submitting it to the recorders office! Phone Number: 517-676-7216 Box 303 Instead, you'll create a new deed with a group of owners, perhaps you, your spouse, and your child. There are companies that will offer to provide you a copy of your deed, but you're better off dealing with the recorder's office directly. Jennifer Mueller is an in-house legal expert at wikiHow. Phone Number: 989-831-7337 Many reasons might exist that would make you want to add someone to the deed to your house. Lake City, MI 49651 870 S. Main That applies only to married couples. We do not have any blank deed forms available in our office. Box 355 When you die 50 years later, your spouse acquires a house with a fair market value of $900,000. For more detailed information on how to add someone to your house title, scroll down. [1] 200 W. Michigan Add language to the deed specifying what percent of the property you and the person you are adding owns, if necessary. Sault Ste. Using a quit claim deed is often the simplest method of bringing on another owner. It doesn't matter whether you intended it to be a gift or not. 304 E. Ludington Ave. How to transfer property titles in Michigan becomes complicated in these cases because each owner only owns a portion of the property. Grand Rapids, MI 49503 Email: regdnan@dickinsoncountymi.gov Phone Number: 616-632.7610 E-mail:clerksoffice@macombgov.org 205 E. 11th St. Fax Number 989-539-6616 That means he could pay substantially more in capital gains taxes than if he acquired the property when you died. If you live in a community property state, you can specify the home or land is community property with a right of survivorship. https://www.co.midland.mi.us/RegisterofDeeds.aspx, Missaukee County Register of Deeds http://lakecounty-michigan.com/Courthouse/RegisterofDeeds.aspx, Lapeer County Register of Deeds It can also affect inheritance rights of heirs and devisees. Ontonagon, MI 49953 Phone Number: 616-527-5320 We use cookies to make wikiHow great. Fax Number: 231-627-8453 Approved. Suite 400 If someone's name is on the mortgage and not the deed, only the person whose name is on the mortgage will be responsible for making payments. 341 S. Jefferson Room 201 Department of Public Works Adding someone to your deed means that you have transferred part of your property ownership or the whole property for that matter. For example, if you are adding a spouse to your house title, the deed transfer will be exempt from reassessment in many states. If the current owner received title insurance on the property when they came into possession, they may want to contact the company that wrote the policy to make sure that a deed will not affect the policy. "Keeping Your House Out of Probate." 3. Fax Number: 231-258-3345 Phone Number: 231-258-3315 Ste. If one person owns a piece of real estate and wants to bring on another owner, this means that the current owner would give up their interest in the property to themselves and the other person. Charlotte, MI 48813 Both people would acquire their interest in the property at the same time in the chain of title. Email: rod@berriencounty.org Email: registerofdeeds@emmetcounty.org How you add the person to your title affects whether the surviving owner must go through probate. Phone Number: 810-667-0211 Phone Number: 906-387-2076 This might end up activating the due-on-sale clause if it is part of your mortgage clauses. Box 538 Phone Number: 906-774-0955 Fax Number: 734-222-6528 http://www.sanilaccounty.net/PublicPages/Entity.aspx?ID=220, Schoolcraft County Register of Deeds Room 136 Personal Property 313-224-5860 Fax Number: 989-826-1156 "Avoiding Probate With a Transfer-on-Death Deed." Phone Number: 231-627-8808 Cheboygan, MI 49721 Phone Number: 231-882-0016 Fax Number: 231-237-0106 They still used my income, but I'm not on the note. Phone Number: 231-745-4641 Tawas City, MI 48764 Adding someone to your house deed requires the filing of a legal form known as a quitclaim deed. Phone Number: 810-257-3060 Fax Number: 989-743-2459 211 W. Main St. The transfer of ownership can occur during life (with a regular quitclaim deed, for example) or at death (using a lady bird deed, transfer-on-death-deed, or life estate deed).And, in the case of transfer-on-death or lady bird deeds, the . Court House https://www.lucecountymi.com/register-of-deeds, Mackinac County Register of Deeds http://www.mackinaccounty.net/departments/register-of-deeds/, Macomb County Register of Deeds In some cases, you may be able to order the deed online. Ionia, MI 48846 One thing that many people do not realize is that transfer of the deed is different from the transfer of the mortgage responsibility. She received her JD from Indiana University Maurer School of Law in 2006. Fax Number: 231-689-7271 Please update to a modern browser such as Chrome, Firefox or Edge to experience all features Michigan.gov has to offer. 720 W. Chisholm Street ", You must use specific language in your deed to create a joint tenancy. 51 S Macomb St The state will then make a copy of the deed, add their name to the deed, and send the new owner or person the original deed. P.O. P.O. Crystal Falls, MI 49920 Procedures vary by state and altering ownership in your property can have repercussions, so it's wise to consult an attorney before adding anyone to your deed. If you add someone to the property deed and you are responsible for the mortgage, your lending institution might require you to refinance the loan in both names. Fax Number: 517-676-7287 Phone Number: 906-524-6100, ext. Roberts and Roberts, L.L.P. Include your email address to get a message when this question is answered. http://www.livgov.com/rod/Pages/default.aspx, Luce County Register of Deeds Alpena, MI 49707 Phone Number: 231-533-6683 {"smallUrl":"https:\/\/www.wikihow.com\/images\/thumb\/b\/ba\/1540420-1.jpg\/v4-460px-1540420-1.jpg","bigUrl":"\/images\/thumb\/b\/ba\/1540420-1.jpg\/aid1540420-v4-728px-1540420-1.jpg","smallWidth":460,"smallHeight":345,"bigWidth":728,"bigHeight":546,"licensing":"